AUTO INSURANCE 101

Several things come into play on this, but – as a rule of thumb – when it comes to your personal auto policy’s liability coverage – if someone else is driving your car and they cause an accident – in particular, if you have given them the ok to drive it, your policy is typically the first to pay (up to your policy’s limits).

Insurance typically follows the vehicle, not the driver.

Whether permission was granted by you impacts coverage.

Permissive use by a legal driver is generally covered.

Non-permissive use may change things up.

Anyone who lives with you or drives your car regularly needs to be listed on the policy.

Let our team at TRUITT INSURANCE & BONDING handle your home & auto insurance and we can keep on top of it for you.

Call us at TRUITT WORLD HQ: (205)254-3005 or email service@truittinsurance.com.